Insurance, Self-Pay, and Billing Support
NPMD helps patients understand what may be billed to insurance, what is typically self-pay, and how to prepare for medical, wellness, and elective visits in Encino.
Coverage Depends on Visit Type
Insurance coverage varies by plan, diagnosis, and service category. Before your visit, we recommend confirming benefits, deductible status, referral needs, and prior authorization requirements with your carrier. Our team can also help you understand what information to gather before booking.
Commonly Reviewed Insurance Plans
Participation and benefits can change by product and visit type. Contact NPMD to confirm your specific plan before the appointment is scheduled.
- Aetna
- Anthem Blue Cross
- Blue Shield of California
- Cigna
- UnitedHealthcare
- Medicare
- Medicare Advantage
- Most PPO Plans
- Select HMO Plans (verify first)
- Out-of-Network PPO Review
Payment Methods
Flexible payment options are available depending on the visit type and whether the service is billed to insurance or handled as self-pay.
Credit & Debit Cards
Visa, Mastercard, American Express, and Discover are accepted for self-pay balances and elective services.
HSA / FSA Cards
Health Savings Accounts and Flexible Spending Accounts may be used for eligible medical services and approved treatment expenses.
Self-Pay Options
Self-pay visits are available when insurance does not apply or when you prefer to keep care outside your insurance plan.
Financing Guidance
Financing options may be available for qualifying patients through third-party programs. Ask the clinic team what is currently available.
Self-Pay and Out-of-Network Visits
If you do not plan to use insurance, NPMD offers self-pay scheduling for many services. This is often the clearest option for elective care, wellness visits, or situations where you prefer to know your out-of-pocket path in advance.
For larger treatment plans, our team can explain current financing options, phased treatment planning, and what costs are typically confirmed before the visit date.
Elective and Cosmetic Services
Many aesthetic, wellness, and elective treatment services are not billed to insurance. This commonly includes injectables, laser treatments, facial rejuvenation services, IV therapy, and membership-based care.
We provide clear starting prices and consultation-based quotes for elective services. If you expect to return for ongoing support, ask whether membership or bundled planning may make more sense for your goals.
Learn about Membership →Billing and Coverage Support
Before Your Visit
We may ask for your insurance card, referral details, or prior authorization information before confirming certain appointment types.
At Check-In
Co-pays, unmet deductibles, and self-pay balances may be collected at the time of service depending on the visit type and your insurance plan.
After the Visit
If you have questions about billing, claim status, or what your carrier processed, contact the clinic team and we’ll help direct you to the right next step.
Need Help Understanding Coverage Before You Book?
Tell us what type of visit you are planning, and we’ll help you understand whether it is commonly billed to insurance, typically self-pay, or better suited for a consultation first.